Know details about your business insurance
You’ve put your time, money and heart into your business to make it as successful as it is today. As a leading provider of small business insurance, Alp Insurance takes a personal approach to our customers. We’ll help you decide on the right policy to protect your business and your future.
When looking at insurance quotes for small business, you may want to include some of the following commercial insurance options to better protect your business and livelihood:
When looking at insurance quotes for small business, you may want to include some of the following commercial insurance options to better protect your business and livelihood:
Business insurance protects you from expenses that can take you by surprise after an accident or mistake involving your business property, your employees or your customers. It’s sometimes called commercial insurance.
The idea of small business insurance is simple:
1.You pay a set amount for your coverage (this is known in the industry as an insurance premium).
2.In return, you may be able to avoid paying a much larger amount after an accident or mistake.
The idea of small business insurance is simple:
1.You pay a set amount for your coverage (this is known in the industry as an insurance premium).
2.In return, you may be able to avoid paying a much larger amount after an accident or mistake.
BUSINESS OWNER’S POLICY
Combines into one convenient and cost-effective policy some of the most critical coverages businesses need including Commercial Property, General Liability and Business Income insurance.
GENERAL LIABILITY INSURANCE
Can help protect your business assets in the event of a lawsuit for things like negligence, personal injury, libel and slander.
BUSINESS INCOME INSURANCE
Helps replace lost income when a business is unable to function and generate earnings because of a covered property loss or damage from incidents like fire, wind and theft.
COMMERCIAL AUTO INSURANCE
Helps cover you, your employees, and the vehicles you own, lease, rent or borrow – on the road and off. If an accident happens, this can help prevent it from damaging your bottom line.
COMMERCIAL FLOOD INSURANCE
Can help shelter your business from flooding caused by hurricanes, rain, snow melts, and construction run-off. Offering commercial flood Insurance through the National Flood Insurance Program.
COMMERCIAL PROPERTY INSURANCE
Helps protect the property your business owns and leases, including buildings, equipment, inventory and furniture. It also helps cover lost income if you can’t run your business because of covered property damage.
COMMERCIAL UMBRELLA INSURANCE
Helps increase a business’s liability protection when the indemnity cost of a lawsuit exceeds the indemnity limits of core business coverage.
DATA BREACH INSURANCE
Helps cover liability expenses to respond to a data loss or theft. It also helps you comply with data-related regulatory requirements and provides guidance on how to prevent and handle a data breach.
EMPLOYMENT PRACTICES LIABILITY INSURANCE
Helps cover defense and damages costs resulting from a variety of employment-related claims including allegations of wrongful termination, discrimination, workplace harassment and retaliation.
HOME-BASED BUSINESS INSURANCE
Do you run a business out of your home? Without the right coverage, your business could be financially responsible for property damage, lawsuits, employee injuries, or issues related to data loss.
MANAGEMENT LIABILITY INSURANCE
Helps protect your business and executive team from potential losses stemming from management of the company or organization.
MARINE INSURANCE
Helps cover cargo and the vehicles that carry it over land, sea and air. Offering a full range of specialized inland and ocean marine protection for a broad variety of industries.
MULTINATIONAL INSURANCE
Multinational Choice insurance bundles key coverages for businesses and educational institutions that do business outside the U.S. or have locations or employees overseas.
PROFESSIONAL LIABILITY INSURANCE
Helps cover you and your company if you are found negligent in the professional services you provided to a client.
RISK ENGINEERING
Risk Management team provides businesses with loss control services that include work site safety evaluations, safety training, driver safety programs and business continuity consulting.
SURETY & FIDELITY BONDS
Bond Division and Fidelity underwriters offer the flexibility businesses need to safeguard valuable assets and comply with contractual, statutory or court mandated requirements.
Combines into one convenient and cost-effective policy some of the most critical coverages businesses need including Commercial Property, General Liability and Business Income insurance.
GENERAL LIABILITY INSURANCE
Can help protect your business assets in the event of a lawsuit for things like negligence, personal injury, libel and slander.
BUSINESS INCOME INSURANCE
Helps replace lost income when a business is unable to function and generate earnings because of a covered property loss or damage from incidents like fire, wind and theft.
COMMERCIAL AUTO INSURANCE
Helps cover you, your employees, and the vehicles you own, lease, rent or borrow – on the road and off. If an accident happens, this can help prevent it from damaging your bottom line.
COMMERCIAL FLOOD INSURANCE
Can help shelter your business from flooding caused by hurricanes, rain, snow melts, and construction run-off. Offering commercial flood Insurance through the National Flood Insurance Program.
COMMERCIAL PROPERTY INSURANCE
Helps protect the property your business owns and leases, including buildings, equipment, inventory and furniture. It also helps cover lost income if you can’t run your business because of covered property damage.
COMMERCIAL UMBRELLA INSURANCE
Helps increase a business’s liability protection when the indemnity cost of a lawsuit exceeds the indemnity limits of core business coverage.
DATA BREACH INSURANCE
Helps cover liability expenses to respond to a data loss or theft. It also helps you comply with data-related regulatory requirements and provides guidance on how to prevent and handle a data breach.
EMPLOYMENT PRACTICES LIABILITY INSURANCE
Helps cover defense and damages costs resulting from a variety of employment-related claims including allegations of wrongful termination, discrimination, workplace harassment and retaliation.
HOME-BASED BUSINESS INSURANCE
Do you run a business out of your home? Without the right coverage, your business could be financially responsible for property damage, lawsuits, employee injuries, or issues related to data loss.
MANAGEMENT LIABILITY INSURANCE
Helps protect your business and executive team from potential losses stemming from management of the company or organization.
MARINE INSURANCE
Helps cover cargo and the vehicles that carry it over land, sea and air. Offering a full range of specialized inland and ocean marine protection for a broad variety of industries.
MULTINATIONAL INSURANCE
Multinational Choice insurance bundles key coverages for businesses and educational institutions that do business outside the U.S. or have locations or employees overseas.
PROFESSIONAL LIABILITY INSURANCE
Helps cover you and your company if you are found negligent in the professional services you provided to a client.
RISK ENGINEERING
Risk Management team provides businesses with loss control services that include work site safety evaluations, safety training, driver safety programs and business continuity consulting.
SURETY & FIDELITY BONDS
Bond Division and Fidelity underwriters offer the flexibility businesses need to safeguard valuable assets and comply with contractual, statutory or court mandated requirements.
Business insurance is crucial for protecting your business from financial losses.
Without insurance, an accident or mistake could keep you from reaching your goals and threaten the survival of your business.
That’s a scary thought, but it’s a very real factor for many businesses if you consider the average cost of a liability lawsuit can easily reach $50,000.
Business insurance gives you the protection you need to confidently focus on growing your business and serving your customers.
We’re here to help you at every step.
Without insurance, an accident or mistake could keep you from reaching your goals and threaten the survival of your business.
That’s a scary thought, but it’s a very real factor for many businesses if you consider the average cost of a liability lawsuit can easily reach $50,000.
Business insurance gives you the protection you need to confidently focus on growing your business and serving your customers.
We’re here to help you at every step.
We’re dedicated to helping small businesses and self-employed workers find the affordable coverage you need to stay protected, meet legal requirements and satisfy their customers.
Whether you’re an accountant, construction worker, baker or candlemaker, we’ll help you thrive by providing coverage that protects everything you do.
Since we only work with small businesses and the self-employed, we can customize your commercial insurance package to fit your business. Currently, Next serves more than 130,000 small business customers.
Whether you’re an accountant, construction worker, baker or candlemaker, we’ll help you thrive by providing coverage that protects everything you do.
Since we only work with small businesses and the self-employed, we can customize your commercial insurance package to fit your business. Currently, Next serves more than 130,000 small business customers.
You can purchase the business insurance you need online in less than 10 minutes with Next.
Here’s how the process works:
Start an instant quote. We’ll ask you some basic questions about your business and operations, including:
Your industry
Where you do business
How many years you have owned the business
Number of employees Expected annual revenue
Recent insurance and claims history
We will use the information you share to create a customized insurance quote.
If you like what you see, you can adjust the package limits to fit your preferences and make your purchase.
Your insurance will begin immediately after payment, and you’ll have access to your certificate of insurance. The self-service tools also allow you to pay premiums, add an additional insured and file claims.
The streamlined process, which can be completed without needing to talk to an agent, makes it possible to purchase insurance in a matter of minutes.
And if you do have questions, our licensed, U.S.-based insurance professionals are ready with the answers.
Here’s how the process works:
Start an instant quote. We’ll ask you some basic questions about your business and operations, including:
Your industry
Where you do business
How many years you have owned the business
Number of employees Expected annual revenue
Recent insurance and claims history
We will use the information you share to create a customized insurance quote.
If you like what you see, you can adjust the package limits to fit your preferences and make your purchase.
Your insurance will begin immediately after payment, and you’ll have access to your certificate of insurance. The self-service tools also allow you to pay premiums, add an additional insured and file claims.
The streamlined process, which can be completed without needing to talk to an agent, makes it possible to purchase insurance in a matter of minutes.
And if you do have questions, our licensed, U.S.-based insurance professionals are ready with the answers.