Construction Insurance
Protect Your Construction Business with Tailored Insurance Solutions
Fast, Affordable, and Comprehensive Coverage for Contractors, Builders, and Developers.
General Liability
Tools & Equipment
commercial property
Workers’ Compensation
commercial auto
disability insurance
Umbrella Insurance
Other Coverages
The Reasons Our Clients Prefer Us for Construction Insurance.
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Instant Quotes — No Waiting!
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Custom Policies Designed for Your Construction Needs
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Affordable Monthly Rates
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Experienced Agents Ready to Help
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Fast Certificate of Insurance (COI) Issuance
ALP Insurance Reviews
Frequently Asked Questions (FAQs)
What is Construction Insurance and why do I need it?
Construction insurance is a specialized policy designed to protect contractors, builders, and developers from risks such as property damage, injuries, accidents, and lawsuits that can occur on job sites. Whether you’re a general contractor, subcontractor, or small business owner, this coverage helps safeguard your company, employees, and clients from costly claims and unexpected incidents.
How much does Construction Insurance cost?
The cost of construction insurance depends on various factors, including the type of work you do, the size of your business, number of employees, and coverage limits. At ALPINSURANCE, we offer affordable plans tailored to your needs, with flexible payment options. Contact us for a free, no-obligation quote — it only takes a few minutes!
What types of coverage are included in a Construction Insurance policy?
A standard construction insurance policy can include:
- General Liability Insurance (property damage & bodily injury)
- Workers’ Compensation Insurance
- Commercial Auto Insurance (for work vehicles)
- Tools & Equipment Coverage
- Builder’s Risk Insurance (damage to construction projects)
- Errors & Omissions (E&O) (professional liability)
We’ll help you customize a plan that fits your specific business needs.
How quickly can I get proof of insurance (Certificate of Insurance - COI)?
With ALPINSURANCE, you can typically receive your Certificate of Insurance (COI) the same day you sign up. We understand that many construction projects require proof of insurance before you can start work, so we make the process fast and simple.
Can I adjust my coverage as my business grows?
Absolutely! Your construction business may grow and take on larger projects, and we’re here to help adjust your policy as needed. You can increase coverage limits, add new team members, or expand to cover more services at any time — just reach out to our team.
Do subcontractors working for me need their own insurance?
Yes, it’s recommended that all subcontractors carry their own insurance, including general liability and workers’ compensation. This protects both your business and the subcontractor from potential claims. We can also assist in helping subcontractors get covered quickly.
What happens if I need to file a claim?
Filing a claim is simple and stress-free with ALPINSURANCE. Just contact our claims department, and we’ll guide you step-by-step to ensure a smooth and fast resolution. Our goal is to help you get back to work as quickly as possible.