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All Lines Protected.

About ALP Insurance

Based in New Jersey. Helping businesses across the U.S. Here is how we work with businesses, and how to reach us.

Who we are

ALP Insurance is an independent commercial insurance agency based in Cliffside Park, New Jersey, serving businesses across the U.S. You can start online or call our office. Our team helps you compare available insurance options and understand what each one includes.

Because we aren't tied to one insurance company, we can approach the insurance companies that consider your type of business and lay the options side by side. We focus on commercial insurance: trucking and commercial auto, contractors, restaurants, manufacturers and wholesalers, real estate owners, retail and service businesses, professional firms, nonprofits and schools.

Insurance options depend on your business, location, licensing requirements and carrier availability.

How we work with you

  1. 1

    Quoting

    You tell us about your business — through the quote form, by uploading your current policy, or by phone. A licensed ALP agent reviews the details, asks about anything missing, and approaches insurance companies that consider your type of business.

  2. 2

    Choosing coverage

    We walk you through the options: coverage, limits, deductibles, important exclusions and price. Coverage is in place only after you approve it and the insurance company confirms it.

  3. 3

    Day-to-day service

    Certificates, policy change requests, ID cards and documents are handled by the office by phone, email and the Certificate Center (Monday–Friday, 9am–5pm ET). Requests do not change coverage until the insurance company or ALP confirms the change in writing.

  4. 4

    Renewals

    When your policy comes up for renewal, go over the renewal terms with us and tell us what has changed — vehicles, drivers, payroll, locations or services — so your coverage reflects how your business works now.

  5. 5

    Claims

    Claims are reported to your insurance company, which decides coverage. ALP helps you get the claim reported, follows up with the insurer, and answers questions about your policy along the way.

More on claims help and the Certificate Center.

Online service

Our online portal for current clients is opening soon. Until then, everything is available by phone, email and the forms on this website — the quote form, the Certificate Center and the coverage review.

Contact the office

Contact page →

Agency licenses

  • New Jersey — license #1328497
  • New York — license #1242198
  • Texas — license #2276706
  • Florida — license #L114800
  • California — license #0M6616

ALP Insurance and Financial Services Inc. Our only office is in New Jersey; being licensed in a state does not mean we have an office there.

License details →

Ready to talk?

Request a quote online or call the office.

Request a quote

Independent insurance agency

Ready for a commercial insurance quote?

Answer a few questions or upload your current policy. A licensed ALP agent looks for insurance companies that consider your type of business and walks you through the options.