Coverage
Commercial insurance coverage
What each type of coverage does, who usually needs it, what to watch for and what helps with a quote — written for business owners.
Auto & transportation
Commercial Auto Insurance
Protection for the vehicles your business owns or leases, plus liability options for vehicles you rent and for employees' own cars used for work.
Learn more →Trucking Insurance
Primary liability, physical damage and cargo for for-hire motor carriers and owner-operators running under their own authority, plus the filings that authority needs.
Learn more →Motor Truck Cargo Insurance
Protection for the freight you haul for others, set up around your commodities, the value of your loads and your broker contracts.
Learn more →Non-Trucking Liability Insurance
Liability for owner-operators leased to a motor carrier, for times the tractor is used for personal reasons that aren't part of anyone's business.
Learn more →Trailer Interchange Insurance
Physical damage protection for trailers you pull but don't own, when you have a written trailer interchange agreement with the owner.
Learn more →Liability
General Liability Insurance
Protection for claims that your business injured someone or damaged their property — often the first policy a landlord, client or general contractor asks to see.
Learn more →Umbrella & Excess Liability Insurance
Extra liability limits above your general liability, commercial auto and employers liability policies — often how businesses meet higher contract or lease requirements.
Learn more →Professional Liability (E&O) Insurance
Protection for claims that a mistake, oversight or missed obligation in your professional services caused a client financial loss.
Learn more →Cyber Liability Insurance
Help with the costs of a data breach, ransomware or another cyber attack that takes your systems down, plus liability if customers, partners or regulators bring claims.
Learn more →Employment Practices Liability Insurance (EPLI)
Protection for employee claims of wrongful termination, discrimination, harassment or retaliation — exposures any employer can face, whatever its size.
Learn more →Property & equipment
Commercial Property Insurance
Insurance for your building, equipment and inventory after a fire, storm, theft or other insured loss, with options for the income you could lose while you recover.
Learn more →Business Owners Policy (BOP)
One package that combines property and general liability insurance for eligible small businesses, often with business income and other extensions built in.
Learn more →Inland Marine Insurance
Protection for business property away from your premises, such as tools, equipment, goods in transit and work being installed, plus options for customers' property in your care.
Learn more →Contractors Equipment Insurance
Insurance for damage to or theft of the machinery and equipment your business owns, leases or rents, on the job, in the yard and in transit.
Learn more →